Fast pre-approval.
Clear monthly payments.
No runaround.

Buying or refinancing in the Bay Area or Central Valley? I’ll break down all your options and give you realistic numbers so you can move forward without guessing.

  • NMLS #1972715

  • Hablo Español

  • Your info is Secured

Get Pre-Approved

What I Help With

My focus is on listening, educating, and supporting you—so you never feel unsure or alone in the process.

  • First-time homebuyer guidance

    Clear budget and payment numbers so you shop with certainty

  • Home refinancing options

    Honest side by side savings to see if refinancing is worth it

  • Step by step support from application process

    Simple checklist and updates so you always know what is next

  • Personalized loan solutions, not one size fits all

    Options built around your goals and finances not a generic pitch

Free Home Loan Documentation Checklist

Here’s Rosa’s free home loan documentation check list so you know exactly what to gather before you apply. It saves time, prevents delays, and keeps the process simple from day one.

  • Last 2 years tax return

  • Last 2 years W-2’s or 1099’s

  • Legal Photo ID

  • Recent 2 months bank statements (All Accounts)

  • Most recent 30 day paystubs

    • Get In Touch

What People Are Saying

Ellen Syvoravong

Rosa Leyva is absolutely exceptional! As a first-time homebuyer, I was nervous and overwhelmed, but Rosa made the entire process not only possible, but genuinely smooth. Her passion for her work shows in everything she does. Rosa went way above and beyond at every step, explained everything clearly, and never made me feel rushed or confused.

 
SILVA LARA

Rosa Leyva was amazing! Clear communication, fast response times, transparency and great customer service from the moment we started our transaction with her. She made sure all our questions were answered and we had a lot of questions. She made the entire process easy for us to understand and as stress free as possible. Thank you so much Rosa! We will definitely be back when we need to refinance.

 
Andrew Lbarra

I’ve recently purchased my home and I am very pleased with how my financing went. Very professional and prompt. I would highly recommend to anyone looking to achieve your dreams of owning your very own home. 10/10! 

 
Ellen Syvoravong

Rosa Leyva is absolutely exceptional! As a first-time homebuyer, I was nervous and overwhelmed, but Rosa made the entire process not only possible, but genuinely smooth. Her passion for her work shows in everything she does. Rosa went way above and beyond at every step, explained everything clearly, and never made me feel rushed or confused.

 
SILVA LARA

Rosa Leyva was amazing! Clear communication, fast response times, transparency and great customer service from the moment we started our transaction with her. She made sure all our questions were answered and we had a lot of questions. She made the entire process easy for us to understand and as stress free as possible. Thank you so much Rosa! We will definitely be back when we need to refinance.

 
Andrew Lbarra

I’ve recently purchased my home and I am very pleased with how my financing went. Very professional and prompt. I would highly recommend to anyone looking to achieve your dreams of owning your very own home. 10/10! 

 

What You Can Expect With Rosa

What Clients Say

Clear and patient communication

Quick responses when questions come up

Supportive with zero pressure

Real Results

First time buyers went from unsure to ready

Refinance clients got clear numbers and a smart move

Self employed borrowers found a clean path to approval

What To Expect

Straight answers you can trust

Simple steps and steady updates

Support when timing matters

Simple, Honest, Home
Loan Guidance
Made For You.

Have a question or ready to see what’s possible? fill out the form, and I’ll personally reach out to help you navigate your next move with confidence.

¡Estoy aquí para servirte! I'm here to serve you!

Let’s Take the First Step Together